Cost of Living in White Plains

By Betsy Burlingame

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Summary: If you are thinking about moving to White Plains, here is an overview of the cost of living there.

White Plains, is a suburban city located in Westchester County, just north of New York City. It is known for its vibrant downtown, shopping centers, and as a hub for business and entertainment. The cost of living in White Plains is higher than the national average, reflecting its proximity to New York City and its desirability as a residential area. Housing costs are a significant factor in the overall cost of living in White Plains. As of my knowledge cutoff in 2023, the median home value for a 3-bedroom home in White Plains is approximately $550,000 to $750,000, while a 4-bedroom home can range from $650,000 to over $1 million, depending on the neighborhood, size, and condition of the property.

Apartment rentals in White Plains also reflect the higher cost of living. A 1-bedroom apartment typically rents for between $2,000 and $2,500 per month, while a 2-bedroom apartment can range from $2,500 to $3,500 or more per month. For those looking to purchase an apartment, prices can vary widely based on location, amenities, and size. A 1-bedroom apartment might start at around $300,000, while larger 2-bedroom units can exceed $500,000.

Dining out in White Plains offers a range of options, from casual eateries to upscale restaurants. A meal at an inexpensive restaurant may cost around $15 to $25 per person, while a three-course meal at a mid-range restaurant can be between $50 and $80 per person, excluding drinks and gratuity. Utilities, including electricity, heating, cooling, water, and garbage, for a standard 85m2 apartment, can cost around $150 to $250 per month, depending on usage and the time of year.

Private school tuition in White Plains varies by the level of education and the institution. Preschool costs can range from $10,000 to $20,000 per year. Elementary school tuition can be between $15,000 and $30,000 annually, while middle school and high school tuitions can be even higher, often exceeding $30,000 per year. These costs can be influenced by the school's reputation, facilities, and the educational programs offered.

Item Cost
3-Bedroom Home Purchase $550,000 - $750,000
4-Bedroom Home Purchase $650,000 - $1,000,000+
1-Bedroom Apartment Rental $2,000 - $2,500/month
2-Bedroom Apartment Rental $2,500 - $3,500/month
1-Bedroom Apartment Purchase $300,000+
2-Bedroom Apartment Purchase $500,000+
Inexpensive Restaurant Meal $15 - $25/person
Mid-Range Restaurant 3-Course Meal $50 - $80/person
Monthly Utilities (85m2 Apartment) $150 - $250
Private Preschool Tuition (Annual) $10,000 - $20,000
Private Elementary School Tuition (Annual) $15,000 - $30,000
Private Middle School Tuition (Annual) $30,000+
Private High School Tuition (Annual) $30,000+

About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of BlueBurbia and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and BlueBurbia, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.


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Experience affordable luxury at CitizenM hotels, with stylish stays at locations like New York, London and Paris. Smart tech and prime locations make your stay unforgettable.
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